Able2Buy 0% Finance
At drinkstuff.com, we've put together a range of special finance options that provide customers who prefer not to pay by credit or debit card at the time of order, with an easy and attractive alternative. Drinkstuff.com’s online finance with Able 2 Buy, is the convenient way to get your hands on the products you want today without breaking the bank! In short, our online finance options give you the ability to spread the cost of the products you want NOW, over a time frame that suits your budget. Read on for more information, including specific examples and your questions answered.
Just follow the guide below……………..it’s easy!
Choose the item you want and add to your basket
With over 3,000 products there is lots to choose from!
Buy Now Pay Later
After you have added the item to your basket, follow the online instructions and choose the buy now pay later option. There will be NO deposit and NO administration fees. If you want more information on the payment option we offer see below.
Online application
When it's time to pay you will be taken to the secure Able 2 Buy online application form which will take just a few minutes to complete.
Sign and return
Once you have completed the application form you must send it back to Able 2 Buy to ensure that we can process your order. You can print the form and send it back but if you don‘t have access to a printer you can request a copy by post. Please note: We can not process your order until the forms have been returned signed!
Sit back and wait for us to call you
Once we receive the signed application, your order will be arranged for delivery.
IMPORTANT:
Because we are unable to process your order until we have received your signed credit agreement, it is not possible to offer Next day Delivery through Buy Now Pay Later. We apologise for any inconvenience this may cause.
Buy Now Pay Later offers you the chance to buy the goods you want and pay for them interest free 6 months later.
Take advantage of nothing to pay and no interest charges for 6 months on all orders over £299.
After 6 months you can pay off the amount in full and pay no interest or spread the cost with flexible monthly payments (minimum payment of 4% of the outstanding balance or £4 whichever is greater).
It works like a credit card you can either pay off the minimum amount each month or settle the outstanding balance; it’s entirely up to you.
Interest will only be charged from the end of the Promotional Period and not backdated to the date of your purchase. Typical 29.9% APR variable after the first 6 months.
In order to apply for credit with Able 2 Shop, you must:
Be 18 years or over at the date of the application (no Maximum age limit) Be permanent UK resident (Minimum 3 years).
Be in regular employment (16 hours or more per week)
Have no history of adverse credit (e.g. County Court Judgments).
Are not self-employed (If the customer is self-employed, proof of self-employment must be seen e.g. Tax reference, Vat. Reg Number quoted from an original document.
Are not retired and/or in receipt of a private pension.
Are not in receipt of long term invalidity/disability benefit.
If you are in the armed forces their Service Number is required.
Credit is subject to status to UK residents aged 18 years or over. Credit arranged by Matt E-Commerce Solutions Limited, 400 Metroplex, Salford, Manchester, M50 2UE.
Why has my application been referred?
In most cases we are able to make a decision based on the application details submitted. However there are some occasions when we require either further information about you or we need to re-confirm some of the original information supplied in order for the correct decision to be made on the application. In all cases please ensure that the information requested on the credit application is correct and up-to-date.
Why was I declined?
Unfortunately due to the data protection laws Able 2 Buy are not given the reason why a customer is declined for credit. However if you wish to find out more about your credit status we advise that you contact the consumer credit agency, Experian or Equifax. Their website addresses are;
What is the deferred period on my credit agreement?
The deferred period is the period where no payments are requested by the finance company. However during that period if you wish to make payments to the credit balance you can by contacting the finance company directly.
If your agreement is with GE Money (Edge) contact (0870 125 2565)
Will I incur additional charges if I choose to settle in full after the deferred period?
You may incur additional charges if you decide to settle the balance in full after the deferred period. If you wish to pay off the agreement before the end of the term you should contact the finance company to request an accurate settlement figure.
When will I start making the direct debit payment and will I be notified?
The finance company will send you a ‘welcome’ letter advising you of their contact details and when the first direct debit payment is due.
I have changed my mind and wish to cancel my credit agreement, how can I do this?
If you no longer wish to purchase the goods and therefore wish to cancel your credit agreement please contact us. We will then arrange to cancel the agreement with Able 2 Buy.
